# Florida state senators and property-insurance contributions

Research window: January 1, 2022–September 20, 2026.

[Open the full searchable report](florida-insurance-contributions.html). [Structured ledger](contribution-ledger.json).

## Findings

Verified residential-insurer and affiliate receipts: **$46,000 to Senate campaign accounts** and **$926,000 to 15 selected senator-associated committees**. These are different legal recipients; committee coverage is not statewide exhaustive.

Across broader P&C organizations, agent PACs and mixed-insurance council contributions as well, the inventory contains **355 direct cash records ($342,000)** and **330 committee cash records ($2,010,000)**. These all-category totals are not exclusively homeowners-insurer money.

Current senators account for $276,000 of the direct total; former senators who served during the period account for $66,000. No federal senators are counted.

## Category totals

| Recipient | Residential / affiliates | Broader P&C | Agent PACs | Mixed council |

|---|---:|---:|---:|---:|

|Direct Senate campaign|$46,000|$91,000|$189,000|$16,000|

|Senator-associated committee|$926,000|$467,000|$401,500|$215,500|

## Selected large contributions

| Date | Senator | Legal recipient | Donor | Amount | Source |

|---|---|---|---|---:|---|

|2022-09-06|Passidomo, Kathleen|Working Together for Florida Political Committee|AMERICAN INTEGRITY MGA, LLC|$100,000|[Report](https://workingtogether4florida.com/doc/sunshine-contrib.pdf#page=19)|

|2023-11-03|Boyd, Jim|Friends of Jim Boyd|American Integrity MGA, LLC|$50,000|[Report](https://friendsofjimboyd.com/files/contributions.pdf#page=7)|

|2024-08-09|Leek, Thomas J. "Tom"|Living Life With Purpose|Committee of Florida Agents|$50,000|[Report](https://livinglifewithpurposepc.com/contributions.pdf#page=108)|

|2023-03-06|Albritton, Ben|Advancing Florida Agriculture|Slide Insurance Holdings, Inc|$35,000|[Report](https://www.advancingfloridaagriculture.com/files/contributions.pdf#page=76)|

|2022-09-23|Boyd, Jim|Building On Your Dreams Political Committee|FAIAPAC|$35,000|[Report](https://buildingonyourdreamspc.com/doc/sunshine-contrib.pdf#page=11)|

|2023-03-06|Boyd, Jim|Building On Your Dreams Political Committee|SLIDE INSURANCE HOLDINGS, INC|$30,000|[Report](https://buildingonyourdreamspc.com/doc/sunshine-contrib.pdf#page=14)|

|2024-07-10|Leek, Thomas J. "Tom"|Living Life With Purpose|American Integrity MGA, LLC|$30,000|[Report](https://livinglifewithpurposepc.com/contributions.pdf#page=103)|

|2024-08-13|Albritton, Ben|Friends of Ben Albritton|Impact|$25,000|[Report](https://friendsofbenalbritton.com/files/contributions.pdf#page=22)|

|2024-10-18|Albritton, Ben|Friends of Ben Albritton|Slide Insurance Holdings, Inc.|$25,000|[Report](https://friendsofbenalbritton.com/files/contributions.pdf#page=29)|

|2025-07-21|Albritton, Ben|Friends of Ben Albritton|Florida Insurance Council (FIC) Political Committee|$25,000|[Report](https://friendsofbenalbritton.com/files/contributions.pdf#page=69)|

## PAC review

The full report contains 32 individual PAC/organization reviews, including excluded names and upstream PACs. Funding examples have separate citations and are never added to senator receipts.

### FAIAPAC

Insurance-agent PAC. FAIA explicitly identifies FAIAPAC as one of its state political action committees. Funding includes agency payments, individuals and insurers. Do not characterize all receipts as insurer corporate money.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60721) · [Evidence](https://www.faia.com/educationandadvocacy/advocacy-home/political-action) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### IMPACT

Insurance-agent PAC. FAIA identifies IMPACT separately from FAIAPAC. The exact committee name was isolated; IMPACT Florida and IMPACT Foundation of Tallahassee are unrelated name matches and excluded. Agency and individual funding means these are agent-interest contributions, not exclusively property-carrier contributions.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60715) · [Evidence](https://www.faia.com/educationandadvocacy/advocacy-home/political-action) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Committee of Florida Agents

Insurance-agent PAC. Chair Glenn Ritchie; treasurer Craig Dewhurst; registered agent Richard E. Coates. Funding is dominated by many agent/individual receipts. This committee also funds four separately registered agent PACs below. Shared officers establish a connection, not proof of corporate ownership by State Farm or FAIA. Underlying funding and downstream contributions are never added together as money received by a senator.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60712) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Florida Agents for Insurance Reform

Insurance-agent PAC. Separate registration; Glenn Ritchie, Craig Dewhurst and Richard E. Coates are its officers. All eight receipts in the search period came from Committee of Florida Agents, totaling $143,500. Follow the funding analysis for that source PAC; this is not an independent additional pot of insurer money.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60714) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Agents for a Better Florida

Insurance-agent PAC. Separate registration with the same Ritchie/Dewhurst/Coates officers. Committee of Florida Agents supplied $155,000 of $158,950 in reported receipts; remaining recorded donors were Sergio Herrera ($3,150), Yeager Insurance Agency ($750), and Sergio Herrera State Farm Insurance ($50). Exact contributor spellings are retained in the ledger.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60708) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Financial Reform in Government Network

Insurance-agent PAC. Separate registration with Ritchie/Dewhurst/Coates officers. All seven receipts, totaling $131,500, were from Committee of Florida Agents. The generic committee name alone would obscure this insurance-agent funding path.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60709) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Florida Organization of Agents

Insurance-agent PAC. Separate registration with Ritchie/Dewhurst/Coates officers. All four receipts, totaling $50,500, came from Committee of Florida Agents.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60713) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Insuring Florida's Future

Property/casualty PAC. Chair Carly A. Hermanson; treasurer Michael Carlson. PIFF describes this PAC as its affiliate. PIFF represents personal-lines property/casualty insurers. Receipts include Allstate, Progressive, GEICO, Farmers, the federation and Committee of Florida Agents. This covers both home and auto interests; no contribution is assumed earmarked for homeowners legislation.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60781) · [Evidence](https://piff.net/insuring-floridas-future/) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### People's Trust PAC

Property-insurer PAC. Chair Brett Frankel; treasurer Noreen A. Fenner. Four contributions from People's Trust Insurance Company total $210,000; another $7,500 came from Senate Victory PC. Thus the source evidence strongly supports property-insurer funding but not 100% insurer-only funding. Senate Victory is a separate political source and its receipt is not attributed to an insurer.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=64200) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Florida Insurance Council

Mixed-insurance PAC. Chair Lisa Conley; treasurer David Pizzi; registered agent Cecil Pearce. The funding is materially mixed: GuideWell variants total $750,000 and Florida Blue $385,000, alongside Orange Insurance Exchange $80,000, Tower Hill $49,000, Florida Family $40,000 and others. Keep all council-to-senator contributions in a separate mixed-insurance column. Do not allocate a fraction to property insurance using these receipts: timing, balances and earmarking are unproven. Repeated same-date receipts occur in this source; displayed sums are reported-record sums, not an audit of original checks.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60984) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Agents PAC

Insurance-agent PAC. Chair S'Neta Benefield; treasurer/registered agent Nancy H. Watkins. Separate from FAIAPAC, IMPACT and Committee of Florida Agents. Its 110 receipts total $5,450; American Integrity Insurance Group supplied $100 in aggregate, alongside numerous agencies. Included as agent-interest money, not exclusively homeowner-carrier funding.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=61062) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Latin American Association of Insurance Agencies Political Committee

Insurance-agent PAC. State registration now says closed. Chair Lissette Delgado; treasurer Noreen A. Fenner. The 186 receipts in the period total $11,721.38 and include the association and many insurance agents. Its historical donations remain in scope even though the committee is now closed. The shortened donor strings are preserved rather than silently expanded.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=65030) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Floridians for Fair Insurance Regulation

Unresolved/mixed political funding — excluded. Chair Jay Neal; treasurer/registered agent David E. Ramba. Name-search returned zero, but the original account's Campaign Finance Activity -> All Dates -> Contributions contains receipts. In 2022-present it received $25,000 from Committee for Justice, Transportation and Business variants, $25,000 from Citizens for Principled Leadership and $5,500 from Lisa Miller & Associates variants. These sources do not establish that the PAC's donations are homeowners-insurer money. Excluded from insurance totals because the upstream committee reviews also show mixed political/business funding, rather than a substantiated homeowners-insurer source. No zero-funding claim is made.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=64537) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### American Flood Action PC

Not established as insurer-funded — excluded. Chair Noah Valenstein; treasurer Nancy Watkins; registered agent Richard E. Coates. All $471,300 in ten receipts came from Jay W. Faison ($421,300) and Lukas, S. Robson and James Walton ($50,000 combined). Flood-related advocacy and a shared registered agent do not establish insurance-industry funding. Excluded from insurer-lobby totals.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=78840) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Liberty Mutual PAC

Property/casualty corporate-connected PAC. FEC committee C00171843 is Liberty Mutual Insurance Company PAC. Liberty Mutual's own 2023 Purpose & Impact report says the PAC is funded by eligible employees. Distinguish PAC donations from Liberty Mutual Group corporate donations. The Florida recipient is a state senator even though the donor PAC also files with the FEC.

[Evidence](https://www.fec.gov/data/committee/C00171843/) · [Evidence](https://www.libertymutualgroup.com/documents/2023-purpose-and-impact-report-final-4.22.pdf)

### Nationwide Mutual Insurance Company PAC

Property/casualty corporate-connected PAC. FEC C00076174 matches the general Nationwide Mutual Insurance Company PAC. Its FEC summary identifies individual contributions as its contribution source. Nationwide has other PACs, including a distinct Financial & Investments PAC and Florida's Nationwiders committee; those names must not be conflated. Donor strings saying simply Nationwide Mutual Insurance Company are left as reported corporate/unspecified rather than automatically relabeled as this PAC.

[Evidence](https://www.fec.gov/data/committee/C00076174/)

### NAMIC PAC / National Association of Mutual Insurance Companies

Property/casualty association/PAC. NAMIC describes its PAC as funded by voluntary personal contributions and governed by member-company executives; it supports both state and federal candidates. The direct Florida donor string is truncated and does not specify PAC. Preserve that uncertainty: the association's property/casualty link is verified, but the precise paying entity is not resolved from the truncated row alone.

[Evidence](https://www.namic.org/advocacy/political-involvement-programs/political-action-committee-pac/)

### American Property Casualty Insurance Association / Insuring America PAC

Property/casualty association/PAC. APCIA represents home, auto and business insurers. Insuring America PAC is its separate political committee. Where a source explicitly labels the PAC, use that classification; where the donor name is truncated before PAC, keep association/PAC unspecified. Do not assume corporate and PAC accounts are interchangeable.

[Evidence](https://www.apci.org/about/) · [Evidence](https://voiceofamericasinsurers.org/pac-info/frequently-asked-questions/)

### Wholesale & Specialty Insurance Association PAC

Broader P&C / broker PAC. WSIA says its PAC is funded by individuals employed by member firms and their eligible family members; association dues and corporate funds are not PAC donations. It supports state and federal candidates in connection with wholesale, specialty and surplus-lines insurance. Included in the broader P&C category, not exclusively homeowners insurance.

[Evidence](https://www.wsia.org/wcm/wcm/PAC/PAC_FAQ.aspx)

### American Family Mutual Insurance Company Federal PAC (AMFAM PAC)

Broader P&C corporate-connected PAC. FEC C00354290 identifies the American Family Mutual Insurance Company corporate PAC. It is distinct from American Integrity and American Traditions. The federal registration does not change the state-level identity of the recipient committee in this ledger.

[Evidence](https://www.fec.gov/data/committee/C00354290/)

### Sentry Insurance Company Federal PAC

Broader P&C corporate-connected PAC. FEC C00545194 lists Sentry Insurance Company as its connected organization. Sentry emphasizes business insurance; this is broader property/casualty funding and is not counted in the narrow residential-insurer category. Corporate Sentry receipts and explicitly identified PAC receipts remain distinct.

[Evidence](https://www.fec.gov/data/committee/C00545194/)

### Floridians Associated To Insure Responsible Laws (FAIRLAWS)

Criminal-defense-lawyer PAC — excluded. Chair Aaron Wayt; treasurer Corinne Mixon. The Florida Association of Criminal Defense Lawyers lists FAIRLAWS among its committees. The state receipt query contains 2,556 entries totaling $128,757.27; its largest is $10,665 from the Florida Association of Criminal Defense on December 20, 2024. It is not an insurer PAC.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60937) · [Evidence](https://facdl.org/page/committees) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Citizens for Principled Leadership PC

Upstream mixed-purpose PAC — no insurer attribution. Investigated because it funded Floridians for Fair Insurance Regulation. The 2022-present name query shows $3,093,850 in 47 receipts, of which $2,110,000 came from Propel Florida LLC. Other sources include Cord for Life, Cellebration MIA, political committees and individuals. Those facts do not establish that its transfer to FFIR originated with homeowners insurers; no pro-rata insurance allocation is made.

[Registration](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60847) · [Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Committee for Justice, Transportation and Business

Upstream mixed-purpose PAC — no insurer attribution. Investigated independently because it funded FFIR. The contains-name query shows 106 receipts totaling $3,528,126.52. Major displayed sources include Propel Florida LLC ($500,000), Florida Opinion Leaders ($410,000), Florida Chamber of Commerce PAC ($403,000) and Vista Hotel Partners ($300,000). The mixture does not substantiate property-insurer attribution of its FFIR transfers. Further tracing through these general-purpose committees would require an expanded money-flow investigation; they are excluded here.

[Receipts search](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Taxpayers Against Insurance Bad Faith

Policyholder/litigation advocacy — excluded. The Florida Bar describes Dale Swope representing this organization in opposition to insurer-backed limits on bad-faith suits. The name is not evidence of insurer affiliation; excluded from insurer-lobby totals.

[Evidence](https://www.floridabar.org/the-florida-bar-news/insurance-bad-faith-bill-moved-by-house-subcommittee/)

### Public Adjusters for the Insuring Public

Policyholder-side PAC — excluded. FAPIA identifies this PAC as supported by policyholder advocates. Public adjusters represent insured claimants. Its receipts to senator-associated committees are preserved in the excluded ledger, not attributed to insurers.

[Evidence](https://www.fapia.net/history.html)

### Title Insurance Through Lawyers (TITL)

Title-insurance PAC — excluded. The Fund explicitly identifies TITL as a political committee supporting the title-insurance industry and real-property law advocacy. Title coverage is distinct from homeowners property-loss coverage. Excluded under the requested scope.

[Evidence](https://www.thefund.com/our-legacy/titl)

### National Association of Insurance and Financial Advisors–Florida PC

Life/health/financial-adviser PAC — excluded. Florida registration 60607 identifies this committee. Its published legislative agenda emphasizes life, health and financial-adviser issues; the researched evidence does not establish a sufficiently specific homeowners-carrier funding link. Excluded from this selected donor set.

[Evidence](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=60607)

### Council of Insurance Agents & Brokers / CouncilPAC

Broker association / payer unresolved — excluded. CIAB identifies CouncilPAC as its individual-member political committee. The observed Florida donor string names the Council, not explicitly CouncilPAC. This research does not resolve the paying account or allocate the contribution to homeowners interests; the observed rows remain excluded.

[Evidence](https://www.ciab.com/government-political-affairs/councilpac)

### Higginbotham Insurance Agency, Inc. PAC

Upstream insurance-agency PAC. FEC C00834747 identifies Higginbotham Insurance Agency as the connected organization and John Robert Pitts as treasurer. The displayed 2025–2026 financial summary reports individual contribution funding. Its transfer to FAIAPAC is an upstream receipt, not an additional contribution to a senator.

[Evidence](https://www.fec.gov/data/committee/C00834747/)

### Farmers Employee and Agent Political Action Committee — truncated Florida donor

Upstream PAC — exact registration unresolved. The Insuring Florida’s Future receipt spells the contributor FARMERS EMPLOYEE AND AGENT POLITICAL ACT. That is insufficient to choose among similarly named state committees. The reported transfer is retained as evidence of IFF funding, without assigning a federal ID, treating it as corporate money, or allocating it to a senator.

[Evidence](https://dos.elections.myflorida.com/campaign-finance/contributions/)

### Senate Victory PC

Upstream political PAC — no insurer attribution. Florida registration 74274 identifies an active political committee chaired and administered by Mark Herron. Registration alone does not establish insurance affiliation. Its transfer to People’s Trust PAC is separately identified and is not labeled insurer-origin money. Its full donor network has not been traced.

[Evidence](https://dos.elections.myflorida.com/committees/ComDetail.asp?account=74274)

## Limits

This is a selected, verified donor inventory, not a complete census. Every current senator appears in the full report, including those with no verified row. Fifteen recipient committees were reviewed for 13 current senators; the amounts cannot support a statewide combined ranking.

Nine additional identical-looking records were conservatively omitted from totals and retained for audit. Some may be separate checks. Refunds reduce cash totals; in-kind support is shown separately. Committee receipts may predate Senate service. Filing lags and report freshness vary.

Direct database links open the official search form. The full ledger supplies the exact recipient, donor, date, amount and query window needed to reproduce each row. Committee citations link to specific PDF pages.

The existence of a contribution does not establish wrongdoing, a quid pro quo, or involvement in affiliate-profit practices.